Every way to move money: verified on both sides

Secure, intelligent infrastructure for modern businesses

ChainIT Pay moves money in and out across every major rail. The menu is long; the difference is constant. Every transaction is identity-verified and leaves an audit-ready record.

Accept payments

Cards
Visa, Mastercard, American Express, and Discover.
Digital wallets
Apple Pay, Google Pay, and Samsung Pay.
ACH debit
Pull funds directly from bank accounts.
Wire transfers
High-value inbound funding.
Real-time inbound
RTP payments that arrive in seconds.
Stablecoin & crypto
Accept stablecoin and crypto where supported.

Send payments

ACH
Standard and same-day transfers.
RTP
Real-time payments that settle in seconds.
FedNow
Instant federal rail available 24/7.
Push-to-card
Visa Direct and Mastercard Send.
Wire
High-value domestic transfers.
International
Cross-border payouts, local bank rails, mobile wallets, and stablecoin payouts.

Split payments and fund allocation

Built for platforms and marketplaces that move money among many parties: automated splits across recipients, fee capture and reserve logic, payout scheduling, and unlimited virtual accounts — a dedicated account for every seller or sub-account.

Split payments

International and multi-currency

Process across more than 200 countries and territories with multi-currency support. Verification happens on both sides before funds cross a border.

User identity verification screen

Wallets

ChainIT Pay includes a non-custodial web3 wallet: the person holds their own keys — and their face is the key. It holds stablecoin and crypto alongside cards, bank accounts, identity, agreements, and receipts, all in one place. People hold value in stablecoin and pay or get paid directly from the wallet, authenticated by Pay With Your Face. No one else controls the funds — your keys, your money.

Wallet

Crypto and stablecoin

ChainIT Pay processes stablecoin and crypto — accept it at checkout and pay it out — with identity verified on both sides, on a GENIUS Act-ready architecture built for the regulated era. Hold value in the web3 wallet, settle cross-border in seconds, and keep an audit-ready record of every transaction. Stablecoin speed, with verified parties.

Crypto and stablecoin

Choosing the right rail

Situation
Best rail
Cost matters more than speed; batch payroll, vendor pay
ACH (standard or same-day)
Instant delivery required; gig payouts, emergencies
RTP or FedNow
Recipient has a debit card, no bank account
Push-to-card (Visa Direct, Mastercard Send)
High-value, or international where local rails are unavailable
Wire
Cross-border speed, or recipient preference
Stablecoin
Local, in-country delivery at lower cost
Local bank rails
Every method above carries identity verification on both sides and an audit-ready record — proof that the money moved to the right party, for the right reason, with the right authorization.